…is a critical time or test that reveals an outcome, proves someone’s skill or character, and affects the future.
Cambridge Dictionary
A financial moment of truth is the moment life challenges our personal, family, business, or legacy and we need to meet that challenge to have the future we want.

The people who benefit most from my work are the people who believe, like I believe, that being “okay”, or ready for our financial moments of truth is the peace of mind that creates the quality of life we want. Whether you are single, married, a professional, an entrepreneur, or an executive you can be okay in your financial moments of truth.
I offer security, not securities – the essential financial security that my clients use to meet their financial moments of truth challenges to their satisfaction. That way they preserve the future they want for themselves, their families and businesses. They also leave a legacy that makes their family proud.
“If there were a financial structure that you could put in place that would guarantee that you would be ready for any financial moment of truth that life tossed your way, would it be beneficial knowing how to do it, even if you couldn’t do it all right now?”
Yes?
Okay. In your opinion, which of these benefits would be most valuable for you, your family or your business right now, even if you couldn’t do them all right now? Choose your top 3.




Since 2004, Andy Kovacs and his company, Moments of Truth Insurance Services Corp., have been helping his clients appreciate and implement structures and strategies that help them get the essential financial security they want. For him, it’s all about “Your Why” and not his. So, although he is a Certified Financial Planner®, Chartered Life Underwriter®, Certified Health Insurance Specialist™, Elder Planning Counselor, Certified Executor Advisor, Registered Financial Consultant®, they are only tools to help, not impress, you.
You’ve seen him on local and national media helping more people get what they want. He’s a member of the MDRT, an international association of the top financial professionals in the world. He is also called upon to speak to his peers to help them help more people too.
Andy is fluent in English, Hungarian, and Japanese – a result of becoming a 6th Degree Black Belt in karate. He is licensed to serve clients in Ontario and Alberta.

Moments of Truth Insurance Services Corp.
203-5871 Highway 7 E., Markham, ON, L3P 1A3